This site can only be navigated on a standard computer. Using a cell phone will not allow you to navigate.
This program is designed with you in mind. I will help you get into a home but you will have to do some of the work.
$2,000 will move you in! There are no other fees. No kidding!
HERE IS HOW THE PROGRAM WORKS:
Take a look through the properties I have listed here on my website by clicking on the Florida tab along the blue line above.
When you find a home you would like to see you can email me to let me know.
I will give you an access code to the property so you can inspect it.
If you like the property after you have looked at it then I will have you send me an email listing the condition of the property so I have it in writing and can work the best pricing available based on current condition. I will then send you an application. I will have you send me copies of your ID, proof of income and verification of current residency. I will not check your credit and this is not a part of the criteria to qualify for the program.
THE CRITERIA FOR THE PROGRAM ARE:
You can not have been evicted from a residence within the past year. You must show that you have the down payment available as well as regular income adequate to cover your monthly payments. (Monthly payment x 3)
Once you are approved I will send you a contract via email.
You print it off and sign it, make a copy for yourself and overnight the originals to my corporate office in Houston Texas along with your Deposit.
I will send you back the fully signed contract within 2 to 3 days after processing.
You take possession of the house and start making payments. Payments do not include taxes and insurance. You will be required to maintain property insurance and the annual taxes.
The length of the term is 30 years. It is a lease with the option to buy. A portion equaling 1/360th (There are 360 payments) of the total sale price will be applied toward the purchase price. I will hold the deed until the property is paid in full.
There is no prepayment penalty. You may pay additional monies each month to shorter your term.
How do you know this is not a scam?
Sending money and never meeting a person can be scary. I understand. The fact is that it does not matter weather you meet a person at a house or over the internet. You can be scammed either way. Just because a person is in front of you does not mean he is not scamming you. Here is what you do. Pick any number of properties on my website and look them up on county websites. You will see only one owner. Morningside Funding LLC. based out of Houston Tx. Your check will be made out to them. Your monthly payments will go to them as well. You can verify the address. When you mail in your documents and check you will send them overnight so they will have to be signed for. You will have a tracking number, an exact address and a person signing at the other end. That is more safe than meeting someone in a drive way who happens to have a key and a lease.
HERE IS AN EXAMPLE OF THE TERMS: (THIS IS AN EXAMPLE. MONTHLY PAYMENTS ARE NOT BASED ON INTEREST RATE OR LOAN AMOUNT) Therefore you can have homes with a $60,000 price tag but the monthly payments are very different. Monthly payments are based on location and are not tied to the sale price. The system is called simple interest.