This program is designed with you in mind. I will help you but you will have to do some of the work.

You will find a property of mine on my website. (Not outside of my program. I do not do that.)

I give you access to the property to inspect it.

I gather some basic information from you over the phone which gives me what I need to get a contract drawn up. I will not check your credit and this is not a part of the criteria to qualify for the program. There are no credit checks.

I send you a contract via email. I do this for many reasons but the most obvious would be that I have hundreds of properties in 10 different states and numerous cities. It is physically impossible to be everywhere.

You print it off and sign it, make a copy for yourself and overnight the original to my corporate office in Houston Texas along with your Deposit.

I send you back the completed contract within 2 to 3 days after processing.

You take possession of the house and start making payments which do not include taxes and insurance. You will have to cover the taxes and insurance.

How do you know this is not a scam? Sending money and never meeting a person can be scary. I understand. The fact is that it does not matter weather you meet a person at a house or over the internet. You can be scammed either way. Just because a person is in front of you does not mean he is not scamming you.  Here is what you do. Pick any number of properties on my website and look them up on county websites. You will see only one owner. Morningside Funding LLC. based out of Houston Tx. Your deposit check will be made out to them. Your monthly payments will go to them as well. You can verify the address. When you mail in your documents and check you will send them overnight so they will have to be signed for. You will have a tracking number, an exact address and a person signing at the other end. That is more safe than meeting someone in a drive way who happens to have a key and a lease.

 

HERE IS AN EXAMPLE OF THE TERMS:

A $60,000 sale price with a 30 year option to buy and monthly payments of $500

I give you a contract that states I will give you the right to buy the house for $60,000 and I will reduce that sale price to you every month by $166.33 as long as you follow the provisions laid out within the lease which is a second contract. So where did this $166.33 come from? That is easy. You take the sale price of $60,000 and divide it by the number of payment over the 30 year period (360) and you get your answer. This formula works the same for every property listed on my site.

You can pay off the balance owed at any time with no penalty.

I hope this communicates well for you. You can always call me for clarification.

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History has shown that real estate prices always go up after they go down and will reverse the trend every few decades. At this time prices are at rock bottom. That is where I am buying. I can get these rock bottom prices because I buy in bulk. Some of you will check county records and see what I paid for these houses and choke. Some may get mad at me for selling them for much higher prices. What is not realized is that I buy sight unseen. I get what I get the day I hand my money over. I can’t even pick the town. I get a lot of junk with the good stuff.

I am putting up a lot of money to buy these homes and the cost of that money to me is not inexpensive. So it may look like I am making a ton of money by providing homes with no credit checks but I sure do have a lot of risk. Since I am doing this with no credit checks I know I could be in for trouble. I hope I am not and I believe that most people are good and just need a little help. That is why I offer these homes with no credit checks.